Bathurst Financial Planning

Bespoke financial solutions in Bathurst…

At Bathurst Financial Planning, we develop the most appropriate financial strategies to fit your individual circumstances. Our bespoke financial solutions are your first step towards financial freedom right here in Bathurst.

Build your future wealth… maintain your lifestyle… retire comfortably…

Financial Planner, Tyron Mitchell, specialises in budgeting, investments, insurance, taxation, superannuation and planning your retirement. Tyron’s extensive industry experience spans 10 years with a focus on home lending, banking products and financial planning.

Servicing the Central West & beyond…

Located in Central Western NSW, our services are available at our office locations in Bathurst, Orange, Parkes, Dubbo and Mudgee by appointment.

The holistic approach to financial planning…

At Bathurst Financial Planning, we believe in focusing on every aspect of your life. As illustrated below, it is important to understand all aspects including your goals, concerns, interests, current and future situation in relation to financial planning.

‘A goal without a plan is just a wish’

Superannuation

We will explain the different types of superfunds and what the positives and
negatives of each fund are. This will help you choose the right superfund for your unique financial goals.

Insurance

We will help you put in place tailored personal insurances to protect your assets, clear your liabilities and protect your future lifestyle. We’ll also structure them to obtain the most benefits.

Investments

We’ll help choose the right investment to achieve your goals. We use research providers for shares & managed funds and work with local mortgage brokers who can help with direct property investing.

TAXATION

The goal of tax planning is to arrange your financial affairs so as to minimise your taxes. We work closely with your accountant to determine the best ways to minimise your tax payable per year.

BUDGETING

We will help you set up a budget action plan to help manage your financial situation better and take the stress out of your life or help you feel you are getting ahead.

RETIREMENT PLANNING

We will explain the different options available to you and how to manage your
financial situation to best benefit you for Centrelink and to have the best long-term retirement plan.

What is important about money to you?

Understanding what drives you about money helps us create a tailored plan to suit your individual needs.

To Protect Your Family 

Build your wealth 

Pay for your current lifestyle

Plan for future retirement

Reduce your current debts

Create more freedom

Personal Insurances

Tyron Mitchell often says, “You do not need to cover yourself to have the same payout as winning the lottery, but you need enough to cover your current debts and future lifestyle”.

Planning for Retirement

Preservation AgeBefore accessing your superannuation, you must reach your preservation age. This age is dependent on which year you were born in.Current Preservation AgesRetirement Options To ConsiderTransition To Retirement Strategy (TTR)By the using the governments...

Selecting a Superannuation Account

Selecting a suitable superannuation account for your needs is essential to gain the most out of your funds. Most superfunds fall under four categories: industry funds, retail funds, wrap accounts and self-managed super funds (SMSF).

Salary Sacrificing to Increase Super Balance

What is salary sacrifice? Pre-tax super contributions occur when an employer pays part of your pre-tax pay into your super account, this is called salary sacrifice or salary packaging. You are able to make super contributions of $25,000 per year to your super fund...

Budgeting Tips

Everyone has financial goals whether they are as short as saving for a weekend trip to increasing your super balance. By changing your spending habits and noticing where your money is going you may be able to prevent unnecessary spending. CHANGE YOUR SPENDING HABITS...

Tax Tips with Tyron

How to Minimise Your TaxesThe goal of tax planning is to arrange your financial affairs so as to minimise your taxes. There are three basic ways to reduce your taxes, and each method might have several variations. You can reduce your income, increase your deductions,...

Contact

Get In Touch

Contact Bathurst Financial Planning today to see how we can help create the life you planned for.